Monthly fees? You won't find them here.


Forget about maintaining a minimum
balance every month.


Up to 3 ATM withdrawals per month
with no surcharges

Account Details

  • No monthly service charges to worry about
  • No minimum balance required—ever
  • Up to three ATM withdrawals per month with no surcharges
  • $25 minimum opening deposit 
  • Comes with a AAA Mastercard® Debit Card
  • Deposit checks, check your balance, or transfer funds—all from your phone with our mobile banking app
  • Get overdrafts covered when tied to a AAA savings account or line of credit
  • Statements available online or by mail
  • Access to Popmoney®, a person-to-person payment system that lets you send money easily via email or mobile number
  • The service and safety expected of AAA—no membership required
  • FDIC insured for your protection (up to applicable limits)
  • Explore the Facts and Fees for this account

Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.


How much do I need to open this account?
The minimum opening deposit for a Personal Checking Account is $25.


What is the interest rate for this account?
The Personal Checking Account does not earn interest.


What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Personal Checking Account.

Not sure how to open an account online? We can walk you through it. Just give us a call or Chat online with one of our customer service representatives today.

Switch Banks
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Interested in making AAA your primary bank? Check out our Switch Guide to see how easy it can be to switch banks.

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