Banking

Personal Checking

Monthly fees? You won't find them here.

Forget about maintaining a minimum
balance every month.

Enjoy access to over 55,000 surcharge free ATMs worldwide

OPEN A CHECKING ACCOUNT

Account Details

No monthly service charges to worry about
No minimum balance required—ever
Enjoy access to over 55,000 surcharge free ATMs worldwide
$25 minimum opening deposit
Comes with a AAA Mastercard^® Debit Card
Deposit checks, check your balance, or transfer funds—all from your phone with our mobile responsive website. Visit AAABanking.com from your mobile device or download AAA Mobile app
Get overdrafts covered when tied to a AAA savings account
Statements available online or by mail
Access to Zelle^®, a person-to-person payment system that lets you send money easily via email or mobile number
The service and safety expected of AAA—no membership required
FDIC insured for your protection (up to applicable limits)
Explore the Facts and Fees for this account

FAQs

How much do I need to open this account?
The minimum opening deposit for a Personal Checking Account is $25.

What is the interest rate for this account?
The Personal Checking Account does not earn interest.

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Personal Checking Account.

SEE ALL PERSONAL CHECKING FAQS

OPEN A PERSONAL CHECKING ACCOUNT

Not sure how to open an account online? We can walk you through it. Just give us a call (855.999.2265) or email one of our customer service representatives today at AAABanking@acg.aaa.com.

Retrieve A Saved Application

To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready:

Application Number
First and Last Name
Email Address
Date of Birth
Social Security Number
Primary Phone Number (International: Include + followed by country code)

Retrieve Application