Package Insurance

Package Insurance

Protection for your home and auto.


Home and auto in one policy.

Coverage unique to Floridians.

We combine both home and auto insurance into one single policy with one premium payment, one deductible, and one claim to file. Our Package Insurance features are numerous, and include:


  • Personal property for tornadoes, hail, lightning, theft and vandalism
  • Theft coverage protects personal property even away from home
  • Additional expenses due to being displaced while your damaged house is being repaired for a covered loss
  • We even cover damage to others’ property


  • Collision Deductible Waiver
  • No deductible on Auto Window Glass Repairs or Replacements
  • Accident Forgiveness2
  • OEM Parts for Repairs3


Home Again: Finding Hope After Hurricane Michael

How AAA Members Pat Wood and Jimmy Cotter rebuilt their lives afer a historic storm.


One convenient policy.

With an array of discounts available.

People select insurance though AAA for many reasons, including all the possible discounts.


  • Wind Mitigation
  • Age of Home
  • Age of Roof (shingles)
  • Fire Alarms
  • Burglar Alarms
  • Senior Discount


  • Pay-in-Full
  • Multi-Car
  • Vehicle Safety Inspection
  • Senior Discount
  • AAA Membership
  • AAADrive™4


The package policy includes an optional umbrella insurance rider providing protection for everyday situations. Coverage options available at $1 million or $2 million.

Call 866.339.7548 to get a quote or find an agent near you.

1 New policyholders obtaining insurance through AAA in FL saved an average of $775 annually. Average annual savings were based on 2019 survey results provided by new policyholders reporting the dollar differences between prior carriers and insurance through AAA. Discounts and savings opportunities are subject to eligibility requirements, terms and conditions.

Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. AAA Member discount based on number of years as a member of AAA. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2019 The Auto Club Group. All rights reserved.

2 We will forgive your accident if you’ve had your package policy for at least two years and have had no accidents in the prior three years.

3 If you’ve been in an accident, our insurance provides original equipment (not aftermarket) replacement parts for structural components.

4 AAADrive Insurance Discount is available for Florida new auto insurance policies underwritten by the Auto Club Insurance Company of Florida that are effective on or after January 1, 2020.