No surprises here—we’ve laid out all the facts and fees associated with our Personal Checking Account so you know exactly what you’re getting when you sign up.
Facts | Fee |
---|---|
Monthly Service Fee Some accounts require a monthly fee–not this one. |
$0 |
Overdraft Item/Non-sufficient Funds Fee We’ll charge this to you if we pay for a transaction that you made but couldn’t pay for due to insufficient funds |
$35.00 per item |
Return Item Fee A return item fee is charged when we must return a transaction you’ve made (i.e. a check you’ve written from an account with insufficient funds) |
$35.00 per item |
Return Deposited Item Fee This fee is charged if a check you have deposited is returned unpaid |
$10.00 per item |
Stop Payment Fee If you request a payment not to be paid |
$30.00 |
Dormant Account Fee If the activity in your account has slowed (i.e. you haven’t logged in or made a transaction in 24 months) |
$5 |
Account Services | |
---|---|
Cashier’s Check Fee (customers only) A check that’s guaranteed by our bank |
$25.00 |
Rush Order for Debit or ATM Card If you need a new Debit or ATM Card rush ordered |
$15.00 |
Non-AAA ATM Usage | $3.50 per transaction |
Foreign Currency Conversion | 2%* |
Wire Transfers Another way to send money from one account to another |
|
---|---|
Wire Transfer Fee (incoming, domestic) | $0.00 |
Wire Transfer Fee (outgoing, domestic) | $25.00 |
Wire Transfer Fee (incoming, international) | $0.00 |
Wire Transfer Fee (outgoing, international) | $35.00 |
*We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States, or an internet purchase from a foreign merchant. This fee applies regardless of whether the transaction occurs in U.S. Dollars.