Great for saving with easy access to your funds

Earn interest with up to 3.05% APY*

Open Account

Call 855.999.BANK for assistance or to open an account

Is a Money Market Account right for me?

A Money Market Account through AAA is an interest-bearing savings account with limited check-writing privileges. It’s a flexible, safe investment tool for individuals who maintain high account balances, and value the ability to access their funds quickly and easily.

  • A Money Market Account earns a competitive interest rate. Your rate is based on a graduated scale, with the highest rate being paid on balances of $100,000 or more.
  • Up to six withdrawals per statement cycle. See the Facts and Fees page for details.

Competitive Rates

Explore the rates for our Money Market Account. Open your account with as little as $100.

Minimum Balance APY*
$0 - $1,499.99 0%
$1,500 - $99,999.99 3.05%
$100,000 and above 3.05%


  • Deposit your money with direct deposit, online and mobile transfers, postage-paid envelopes or via wire transfers.
  • Use mobile banking to check your balance, deposit checks and transfer funds on the go.
  • Pay no monthly service charges if $1,500 minimum balance is maintained.
  • Enjoy the convenience of a personalized AAA ATM Card.
  • For ease and convenience, you can make cash deposits 24 hours a day, 7 days a week at select Allpoint ATMs. Locate the nearest Allpoint ATM accepting your cash deposit today.


  • Funds are FDIC insured for your protection (up to applicable limits).
  • Monitor and protect your credit with ProtectMyID, available for purchase or included with your AAA Membership.


How much do I need to open this account?
The minimum opening deposit for a Money Market Account is $100.

What is the interest rate for this account?
Our Money Market Account has tiered interest rates, and you can earn up to 3.05% APY when you maintain a $1,500 balance each month.

Our interest rates are variable and do change periodically; if you’d like to confirm rates before opening an account, call us toll-free at 855.999.BANK (2265).

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Money Market Account.

Not sure how to open an account online? We can walk you through it. Just give us a call 855.999.2265 or email one of our customer service representatives today at

Retrieve A Saved Application

To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready:

  • Application Number
  • First and Last Name
  • Email Address
  • Date of Birth
  • Social Security Number
  • Primary Phone Number (International: Include + followed by country code)

*Annual Percentage Yield (APY) is valid as of 3/29/2023. Personal accounts only. Interest rates may change at any time without prior notice. APY represents highest tiered interest rate available for account. $100 minimum balance to open. Minimum daily balance to avoid fees on the account is $1,500. Fees could reduce earnings on the account. $10,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.