Auto Insurance Through AAA

Getting the right auto insurance is an important decision. That’s why you can expect more with insurance through AAA. You can count on our agents to help evaluate your specific needs and help find you the right protection at the right price.

Save an average of $445 With Great Rates & Discounts2

Up to 10% Membership Discount: Rewards AAA Members up to a 10% discount on auto insurance.3

Advance Purchase Discount: Buy your policy at least seven days or more before coverage first goes into effect and you could now save more.

Auto Pay (EFT) Discount: Sign up for Electronic Funds Transfer and you could now save even more.

Education & Occupation Discount: Rewards customers with a discount based on their education and occupation.

Good Driver & Student Discounts: Recognizes safe drivers and good students with special discounts.

Multiple-Car Discount: Premium reductions available for two or more qualifying household cars insured through AAA with mandatory coverage.

Multiple-Product Discount: With a qualifying home or life insurance coverage through AAA.

Pay-in-Full Discount: Save when you pay your premium on time and in full.

And More!

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Members save an average of $445 when switching to auto insurance through AAA.

Great Coverage

Liability Coverage: Covers unintentional bodily injury and property damage to others when you are legally liable.

Collision Coverage: Pays for physical damage to your vehicle caused by a collision.

Pet Protection Coverage: Provides coverage for your pet dog or cat should they be injured or killed while in your vehicle as a result of an auto accident.

Comprehensive Coverage: Provides coverage for non-collision losses, including fire, theft, glass breakage and vandalism. Waived deductibles on qualified windshield chips and cracks.

Additional Coverage Options: AAA can meet your specific needs by offering optional or required coverages, including personal injury protection, medical payments, uninsured/underinsured motorist coverage, loan/lease gap coverage, car rental coverage and custom, electronic or extra equipment coverage.

Choose Your Deductible: For collision and comprehensive coverage, you can choose from a variety of deductible levels.

Extended Exterior Repair Option (OEM) Coverage: Pays for repairs to exterior parts of an insured car using new Original Equipment Manufacturer replacement parts, excluding window glass and mechanical parts. This coverage must be written in conjunction with comprehensive or comprehensive and collision coverage for vehicles less than 10 model years old at the time the coverage is added.

Great Service

Accident Assist: With comprehensive and collision coverage, if you’re in an accident and your vehicle is no longer drivable, call 800.289.5255 from the scene of the crash and we will:

  • Immediately initiate your claim.
  • Dispatch roadside assistance to tow your vehicle.
  • Schedule repairs at a local shop of your choice. At AAA Direct Repair Shops, you don’t wait for a claim adjuster and AAA guarantees repairs for the life of the vehicle.
  • Make a rental car reservation that fits your coverage.

Claim Professionals Standing By: Call us toll-free 24/7. We’re always here for you.

Always Online: File a claim, make payments or request a change to your policy.

Extensive Repair Network and Benefits: A large network of accredited repair shops. Guaranteed work.

Knowledge and Experience: We’ve been providing superior service for generations.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements.  AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2021 The Auto Club Group.  All rights reserved.

1New policyholders obtaining auto insurance through AAA in IL and IN saved a combined average of $445 annually. Savings average varies by state, $455 for IL and $391 for IN. Average savings per year were based on  survey results, from July 2020 to December 31, 2020, provided by new policyholders reporting the dollar differences between prior carriers and insurance through AAA. Discounts and savings opportunities are subject to eligibility requirements, terms and conditions. Savings amounts may vary.

2Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state.

3Premium discount applies to all vehicles insured on a policy when at least one related household member has an active AAA Membership. Discounts apply to select coverages and vary by state and insurance company.

*93% Satisfaction with AAA Auto Insurance. Satisfaction percentage was calculated based on a 2021 survey of new auto insurance customers scoring the Auto Club Group an 8, 9, or 10 out of 10 on overall satisfaction with their recent insurance purchase experience.