Protect your travel budget with Allianz Travel Insurance and you can have money-saving benefits and 24/7 live assistance. Many plans include additional features and special AAA benefits.

Children Covered

• Free coverage for children under 18 with select plans when accompanied by a parent or grandparent while traveling.

Cruising Benefits

• SmartBenefit: You can receive payment if your cruise misses or replaces a scheduled port-of-call on your original itinerary. $100/missed port, no receipts needed! Special AAA benefit.
• Your trip cancellation or interruption benefits can be used when water levels are too high or too low for a river cruise to proceed with its scheduled itinerary. Special AAA benefit.

Emergency, Medical, Dental & Medication

• Plans can reimburse you for expenses related to a covered medical or dental emergency while traveling. 
• Can arrange and pay for an emergency medical evacuation if needed.
• Can help you locate a pharmacy to purchase a new prescription if your medication is lost or forgotten.
• Can reimburse costs for vaccinations you received that were required for destination entry if you cancel your trip for a covered reason. Special AAA benefit.
• Can reimburse you for transportation of your vehicle back to your residence when a covered illness or injury prevents the completion of your trip. Special AAA benefit.
• Pre-existing medical condition coverage for losses due to the condition is offered with select plans. You must purchase your travel insurance plan within 14 days of your first trip payment or deposit, be a U.S. resident, medically able to travel, and insure the full non-refundable cost of your trip. A maximum coverage applies and the limit varies by plan.

Flight Delays & Missed Connections

• If your flight is delayed or you miss a connection, plans can reimburse you for costs associated, including rebooking fees, meals and accommodations.
• SmartBenefit: Can pay you proactively on monitored flights^* or with proof of the covered delay in a hassle-free claim. $100/day, no receipts needed!

Job Loss

• Plans that include the trip cancellation benefit can reimburse prepaid, non-refundable trip costs if you or a traveling companion are terminated or laid off.

Luggage & Lost Documents

• Plans offer protection for lost, stolen, damaged or delayed personal belongings.
• SmartBenefit: Can pay you for delayed luggage with proof of the covered delay. $100, no receipts needed!
• Plans can reimburse costs to replace travel documents that are lost or stolen during your trip. Special AAA benefit.

Severe Weather & Hurricanes

• When purchased before a hurricane becomes a named storm, select plans can offer protection against sudden and unforeseen situations and events.
  

Trip Cancellation & Trip Interruption

• Plans can reimburse you for up to 100% of your prepaid, non-refundable trip costs if you have to cancel due to a covered reason.
• Plans can provide reimbursement for the unused, non-refundable portion of your trip and additional transportation costs to return home if your trip is interrupted due to a covered reason.
• Covered reasons for select plans can include you or your traveling companion getting sick, job loss, a death, a travel supplier ceasing operations or a destination becoming uninhabitable. Additional covered reasons are included in plan documents.

Vehicle Rental 

• Protection from the financial risk of renting a vehicle with rental car damage protection with select plans.

Veterinary Emergency 

• Protection for trip cancellation or interruption due to a veterinary emergency for your dog or cat with select plans.

Not all plans include each benefit listed above. All claims subject to policy terms, conditions, and exclusions. 

ENJOY ADDED CONVENIENCE & PEACE OF MIND WITH ALLIANZ TRAVEL INSURANCE

• 24/7 Assistance Hotline: Get access to the Allianz 24-Hour Assistance hotline for expert, personalized support in a crisis.
• Allyz^® TravelSmart App: View plan details, file a claim, get one-click travel assistance and more. Download on the App Store or Google Play.
• Hassle-Free Claims: TripProtect plans with SmartBenefits^® can provide automatic, proactive payments for covered delays on monitored flights^* and a no-receipts-required payment option for lost or delayed luggage.
• Telehealth: Get quick, mobile scheduling for virtual and in-person doctor visits, when traveling abroad, for unforeseen medical issues requiring non-emergency attention—like a stomach bug or migraine.

Purchase travel insurance with your AAA Travel Agent or online now.

Even if you didn't book your travel with AAA, you can still purchase an insurance plan with AAA.