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No surprises here—we’ve laid out all the facts and fees associated with our Personal Checking Account so you know exactly what you’re getting when you sign up.
| Facts | Fee |
|---|---|
| Monthly Service Fee Some accounts require a monthly fee–not this one. |
$0 |
| Overdraft Item/Non-sufficient Funds Fee We’ll charge this to you if we pay for a transaction that you made but couldn’t pay for due to insufficient funds |
$35.00 per item |
| Return Item Fee A return item fee is charged when we must return a transaction you’ve made (i.e. a check you’ve written from an account with insufficient funds) |
$35.00 per item |
| Return Deposited Item Fee This fee is charged if a check you have deposited is returned unpaid |
$10.00 per item |
| Stop Payment Fee If you request a payment not to be paid |
$30.00 |
| Dormant Account Fee If the activity in your account has slowed (i.e. you haven’t logged in or made a transaction in 24 months) |
$5 |
| Account Services | |
|---|---|
| Cashier’s Check Fee (customers only) A check that’s guaranteed by our bank |
$25.00 |
| Rush Order for Debit or ATM Card If you need a new Debit or ATM Card rush ordered |
$15.00 |
| Non-AAA ATM Usage | $3.50 per transaction |
| Foreign Currency Conversion | 2%* |
| Wire Transfers Another way to send money from one account to another |
|
|---|---|
| Wire Transfer Fee (incoming, domestic) | $0.00 |
| Wire Transfer Fee (outgoing, domestic) | $25.00 |
| Wire Transfer Fee (incoming, international) | $0.00 |
| Wire Transfer Fee (outgoing, international) | $35.00 |
Thank you for your interest in opening a AAA Banking account!
To open an account, please contact us at 855.999.BANK (2265) as our online account opening portal is currently undergoing maintenance..
We look forward to helping you with all your banking needs.
*We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States, or an internet purchase from a foreign merchant. This fee applies regardless of whether the transaction occurs in U.S. Dollars.
