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For customers looking for a safe, long-term investment option, a CD is perfect for saving funds for future purchases. When you bank with AAA, you can choose from a variety of CD terms and rates – generally the longer the term, the higher the rate.
A real live person is here to answer your questions about banking through AAA.
M-F 8 am to 7 pm (EST)
Sat 9 am to 1 pm (EST)
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| Term | Interest Rate | APY* |
|---|---|---|
| 3 MONTH | 0.20% | 0.20% |
| 6 MONTH | 0.35% | 0.35% |
| 9 MONTH | 0.45% | 0.45% |
| 12 MONTH | 0.55% | 0.55% |
| 18 MONTH | 0.60% | 0.60% |
| 2 YEAR | 0.65% | 0.65% |
| 3 YEAR | 0.70% | 0.70% |
| 4 YEAR | 0.70% | 0.70% |
| 5 YEAR | 0.85% | 0.85% |
More rates available. Call for details.
Make AAA your primary bank. Check out our Switch Guide to see how easy it can be to switch.
How much do I need to open a CD?
The minimum opening deposit for a CD is $1,500.
What is the interest rate for this account?
Our interest rates are variable and do change periodically. View our interest rate chart or if you’d like to confirm rates before opening an account, call us at 855.999.BANK (2265).
How is interest calculated on my CD?
The interest for our CD’s is earned daily and credited to your account annually and at maturity.
Not sure how to open an account online? We can walk you through it. Just give us a call or Chat online with one of our customer service representatives today.
*Annual Percentage Yield (APY) is accurate as of 2/1/2021. Interest rates may change at any time without prior notice. Interest rates are fixed until initial maturity after the account is opened. A $1,500 minimum deposit to open the account and obtain the APY is required. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Personal accounts only. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.
** See FDIC Website for National Average. If rate not listed national average is not available.
+ Rate listed based on $40,000 balance and above. Interest paid based on tiered rate.
