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For customers looking for a safe, long-term investment option, a CD is perfect for saving funds for future purchases. When you bank with AAA, you can choose from a variety of CD terms and rates – generally the longer the term, the higher the rate.
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| Term | Interest Rate | APY* |
|---|---|---|
| 6 MONTH | 3.00% | 3.05% |
| 9 MONTH | 4.10% | 4.18% |
| 12 MONTH | 4.89% | 5.00% |
| 18 MONTH | 4.30% | 4.39% |
| 24 MONTH | 3.25% | 3.30% |
| 36 MONTH | 3.10% | 3.15% |
| 48 MONTH | 3.10% | 3.15% |
| 60 MONTH | 3.35% | 3.40% |
More rates available. Call for details.
How much do I need to open a CD?
The minimum opening deposit for a CD is $1,500.
What is the interest rate for this account?
Our interest rates are variable and do change periodically. View our interest rate chart or if you’d like to confirm rates before opening an account, call us at 855.999.BANK (2265).
How is interest calculated on my CD?
The interest for our CD’s is earned daily and credited to your account monthly or at maturity.
Not sure how to open an account online? We can walk you through it. Just give us a call or email one of our customer service representatives today at AAAbanking@acg.aaa.com.
To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready:
*Annual Percentage Yield (APY) is accurate as of 9/06/2023. Interest rates may change at any time without prior notice. Interest rates are fixed until initial maturity after the account is opened. A $1,500 minimum deposit to open the account and obtain the APY is required. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Personal accounts only. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.
** See FDIC Website for National Average. If rate not listed national average is not available.
