High-Yield Savings Facts and Fees

Know all there is to know about our High-Yield Savings Account—we’ve laid out all the facts and fees associated with it so you know exactly what you’re getting when you sign up.


Facts        Fee
Monthly Service Fee

$9.00
ATM Withdrawal Fee
The fee charged when using a non-AAA ATM
$3.50
Overdraft Fees        
Overdraft Item/Non-sufficient Funds Fee
We’ll charge this to you if we pay for a transaction that you made but couldn’t pay for due to insufficient funds
$35.00 
Return Item Fee
A return item fee is charged when we must return a transaction you’ve made (i.e. a check you’ve written from an account with insufficient funds)
$35.00
To Checking / Savings / Money Market
Use this account to cover overdrafts in your AAA checking account
$10
Account Services        
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank
$25.00
Account Reconciliation Assistance
What we charge to help you balance your checkbook
$30.00 per hour ($30 minimum charge)
Account Research
What we charge if you request us to research your account
$30.00 per hour plus costs ($30 minimum charge)
Debit or ATM Card Replacement
Replace your card for a small fee
$5.00
Rush Order for Debit or ATM Card
If you need a new Debit or ATM Card rush ordered
$15.00
Non-AAA ATM Usage $3.50 per transaction
Foreign Currency Conversion 2%*
Wire Transfers
Another way to send money from one account to another
       
Wire Transfer Fee (incoming, domestic) $0.00
Wire Transfer Fee (outgoing, domestic) $25.00
Wire Transfer Fee (incoming, international) $0.00
Wire Transfer Fee (outgoing, international) $35.00

*We may charge an international service fee equal to 2% of the amount of the transaction on any international transaction, such as a withdrawal from an ATM outside the United States, or an internet purchase from a foreign merchant. This fee applies regardless of whether the transaction occurs in U.S. Dollars.