IRA Savings and IRA CDs Facts & Fees

Know all there is to know about our IRA Account—we’ve laid out all the facts and fees associated with it so you know exactly what you’re getting when you sign up.


Facts        Fee
Early Withdrawal Penalties
If you cash the CD out earlier than the term limit you agreed to, you’ll incur a penalty fee
       
CD Term Less than 12 months
(3 month CD, 6 month CD, 9 month CD)
90 days simple interest on the amount withdrawn
CD Term 12 - 35 months
(12 month CD, 13 month CD, 24 month CD, 30 month CD)
180 days simple interest on the amount withdrawn
CD Term 36 - 48 months
(36 month CD, 48 month CD)
180 days simple interest on the amount withdrawn
CD Term 49 - 83 months
(60 month CD)
180 days simple interest on the amount withdrawn
CD Term 84 months or greater
(84 month CD, 120 month CD)
180 days simple insterest on the amount withdrawn
Account Services        
Cashier’s Check Fee (customers only)
A check that’s guaranteed by our bank
$25.00
Wire Transfers
Another way to send money from one account to another
       
Wire Transfer Fee (incoming, domestic) $0.00
Wire Transfer Fee (outgoing, domestic) $25.00
Wire Transfer Fee (incoming, international) $0.00
Wire Transfer Fee (outgoing, international) $35.00