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A home and auto bundled insurance policy created just for Floridians.

Switch to home and auto bundled insurance and start saving an average of $8671 a year.
Get a free no-obligation bundle insurance quote and start saving today.

MORE GUIDANCE

We understand the unique challenges that Floridians face when it comes to home and auto insurance. We offer protection for both in a single home and auto bundle insurance policy.

MORE DEDICATION

Just two months after Hurricane Irma made landfall, over 91% of our homeowners’ claims were closed, compared to 67% for the overall industry.2


MORE COMMITMENT

Our commitment to members extends beyond roadside assistance. With insurance through AAA, you can enjoy more and worry less.



HOME AND AUTO BUNDLE INSURANCE - ONE POLICY WITH GREAT RATES.

Bundled insurance coverage unique to Floridians.

Couple in car

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Our home and auto bundled insurance policy provides the convenience of only one premium payment, one deductible, and one claim to file. Bundled home and auto Insurance features are numerous, and include:

HOME INSURANCE COVERAGE

• Personal property for tornadoes, hail, lightning, theft and vandalism
• Theft coverage protects personal property even away from home
• Additional expenses due to being displaced while your damaged house is being repaired for a covered loss
• We even cover damage to others’ property

AUTO INSURANCE COVERAGE

• Collision Deductible Waiver
• No deductible on Auto Window Glass Repairs or Replacements
• Accident Forgiveness3
• OEM Parts for Repairs4


HurricaneMichael.jpg

Home Again: Finding Hope After Hurricane Michael

How AAA Members Pat Wood and Jim Cotter rebuilt their lives after a historic storm. Read Now >>


ONE CONVENIENT HOME AND AUTO BUNDLED INSURANCE POLICY.

With an array of discounts5 available.

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People select bundle insurance though AAA for many reasons, including all the possible discounts.5

HOME DISCOUNTS

• Wind Mitigation
• Age of Home
• Age of Roof
• Fire Alarms
• Burglar Alarms
• Senior Discount

AUTO DISCOUNTS

• Pay-in-Full
• Multi-Car
• Vehicle Safety Inspection
• Senior Discount
• AAA Membership
• AAADrive™6


The home and auto bundled insurance policy includes an optional umbrella insurance rider providing protection for everyday situations. Coverage options available at $1 million or $2 million.

Call 866.339.7548 to get a quote or find an agent near you.

Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2021 The Auto Club Group. All rights reserved.

1 New policyholders obtaining bundled insurance through AAA in FL saved an average of $867 annually. Average annual savings were based on 2020 survey results provided by new policyholders reporting the dollar differences between prior carriers and insurance through AAA. Discounts and savings opportunities are subject to eligibility requirements, terms and conditions.

2 Source: Florida Office of Insurance Regulation: 2017 Hurricane Irma Claims Data Reporting

3 We will forgive your accident if you’ve had your bundled insurance policy for at least two years and have had no accidents in the prior three years.

4 If you’ve been in an accident, our insurance provides original equipment (not aftermarket) replacement parts for structural components.

5Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. AAA Member discount based on number of years as a member of AAA.

6 AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings may vary and are based on driving behavior. Discounts apply to select coverages only and do not apply to statutory assessment and fixed expense fees. Discounts may vary by state.

Please refer to the Terms and Conditions for more information and to determine participation eligibility. Check your phone's eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.

The AAADrive™ application cannot detect who is the driver and who is the passenger during a Journey. If a Journey is recorded while you are a passenger (not driving) the Journey should be manually reclassified as Passenger. If a Journey is recorded while you are the driver, but another individual in the vehicle is actively using your phone, the Journey should be manually reclassified as Passenger. AAADrive™ users have up to 7 days to reclassify a journey. To do so, select My Journeys > Journey Details > Modify Journey Type.