Explore all the ways you can save.
Customize your insurance so you have the right amount of coverage for you and your family.
Identify additional discounts you qualify for.
Discover all the ways your AAA Membership can help you save money.
If you total your car, we’ll pay to replace it with the latest model.2
Get original exterior parts from the manufacturer instead of aftermarket parts.3
We’ll cover the gap in what you owe on a loan or lease if you total your car.
Disappearing Deductible. Claim-Free Rewards.
For every term you’re claim-free, your deductibles go down and credits go up.
AAADrive® Insurance Discount4
Our smartphone app evaluates your driving and can help save you money.
AAA Membership Discount
Members save up to 6% more.
I was really impressed by the way my insurance claim was resolved, and it reminded me why I chose AAA in the first place: its reputation and quality of service.
Easy, peasy. Got everything I wanted and everything I needed. My insurance agent, Brandon, was extremely professional and I enjoyed working with him. Insurance is something I don’t like dealing with and AAA made it easier and saved me money, too. What more could I want?
Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, or non-affiliated insurance companies. ©2021 The Auto Club Goup. All rights reserved.
1New policyholders obtaining auto insurance through AAA in MI saved an average of $817. Average savings per year were based on survey results from July 2, 2020 to June 14, 2021, provided by new policyholders reporting the dollar differences between prior carriers and insurance through AAA. Discounts and savings opportunities are subject to eligibility requirements, terms and conditions. Potential savings may vary depending on PIP selection and bundling.
2Optional coverage that is available for cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject all policy terms, conditions, exclusions and limitations. Subject to eligibility requirements.
3Not available in IA, IN and MN.
4AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount not available in all states. Download of the mobile app, activation of AAADrive and the availability to record journeys are required to receive the discount. Savings may vary and are based on driving behavior. Discounts apply to select coverages and do not apply to statutory assessment and fixed expense fees. Discounts may vary by state. Please refer to the Terms and Conditions for more information and to determine participation eligibility. Check your phone’s eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.