We've updated our hours to assist you with Michigan Auto Insurance Reform.

Monday-Friday 8:00 a.m. - 9:00 p.m.; Saturday 8:30 a.m. - 6:00 p.m.; Sunday 9:30 a.m. - 6:00 p.m.


Choose from a variety of coverage options.

Enhanced Total Loss Replacement2 In the event of total loss, we’ll pay to replace your vehicle with a model 1-2 years newer.

Transportation Network Company (TNC) – If you drive for a ridesharing company, this could fill the gap in coverage that your company may not provide.

Extended Exterior Repair Option (OEM) Coverage3 Get original exterior parts from the manufacturer instead of aftermarket parts.

Loan/Lease Gap Coverage – We’ll cover the gap in what you owe on a loan or lease if it exceeds the actual cash value of your vehicle at the time of total loss.

Car Rental Coverage – We’ll pay for reimbursement for a car rental due to an accident.

And More!


Get great value for your auto insurance needs.

Disappearing Deductible – Reduce your deductible every term you’re claim-free.

Claim-Free Rewards – Earn cash back or credits every term you’re claim-free.

Multiple-Car Discount – Save when you insure more than one vehicle through AAA.

Vehicle Safety Discount – For vehicles with a theft prevention or recovery device.

AAADrive® Insurance Discount4 Improve your driving habits and save money on your auto insurance.

AAA Membership Discount5 Save up to 6% when you’re a AAA Member.

And More!

AAA Living

Accident Assist

If you have a crash and your vehicle isn't drivable, one call to the number on your proof of insurance card is all it takes to get Accident Assist.


Find out with a free AAA Triple Check®.

Get a comprehensive household coverage review so you can create the right plan for you.

  • Determine if you have enough coverage without paying for protections you don’t need.
  • Identify discounts you qualify for with insurance through AAA.
  • Discuss new ways to make your AAA Membership work best for you.

Talk to an agent for your free AAA Triple Check®

Call Today 844.222.5111

Find An Agent Near You

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This Member Shares How AAA Helped Him After a Car Crash

After a car accident, a member’s eyes are opened to the benefits of insurance through AAA. Here, Scott Crawford shares his story.

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That’s Not Covered? Surprising Facts About Auto Insurance

Do you know if your car insurance covers these common issues and situations?

Insurance and Beyond

AAA is there for you in many ways on the road.

Count on Our Claim Services

Filing a claim is less stressful when you expect something more from your insurance provider.

Life Is Simpler With 24/7 Online Self-Service

Easily manage your policy online. Get your proof of insurance, see your policy, update billing options and more.

Feel at Home With Great Mortgage Rates

Car Shopping? Buy and Borrow for Less With AAA

An auto loan through AAA could save you hundreds of dollars. Finance a new or used vehicle with a low-cost AAA auto loan.

Save on Your Car’s Needs

Whether it’s hotels to stay in on your road trip, auto repair, or a gadget to spruce up your car, AAA has discounts available for all your driving needs.

Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company or non-affiliated insurance companies. ©2020 The Auto Club Group. All rights reserved. 

1New policyholders obtaining auto insurance through AAA in MI saved an average of $817.  Average savings per year were based on survey results, from July 2, 2020 to June 14, 2021, provided by new policyholders reporting the dollar differences between prior carriers and insurance through AAA.  Discounts and savings opportunities are subject to eligibility requirements, terms and conditions.  Potential savings may vary depending on PIP selection and bundling.  

2Optional coverage that is available for additional cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Subject to eligibility requirements.

3Not available in IN and MN.

4AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings may vary and are based on driving behavior. Discounts apply to select coverages only and do not apply to statutory assessment and fixed expense fees. Discounts may vary by state. Please refer to the Terms and Conditions for more information and to determine participation eligibility. Check your phone's eligibility at Google Play or the App Store by texting MobileApp to 99513. If your phone does not meet the requirements, you will not be able to download the app. Must meet minimum qualifications to maintain discount at renewal.