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Monthly fees? You won't find them here.

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Forget about maintaining a minimum
balance every month.

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Enjoy access to over 55,000 surcharge free ATMs worldwide

OPEN A CHECKING ACCOUNT

Account Details

  • No monthly service charges to worry about
  • No minimum balance required—ever
  • Enjoy access to over 55,000 surcharge free ATMs worldwide
  • $25 minimum opening deposit 
  • Comes with a AAA Mastercard® Debit Card
  • Deposit checks, check your balance, or transfer funds—all from your phone with our mobile responsive website.  Visit AAABanking.com from your mobile device or download AAA Mobile app 
  • Statements available online or by mail
  • The service and safety expected of AAA—no membership required
  • FDIC insured for your protection (up to applicable limits)
  • Explore the Facts and Fees for this account
  • For ease and convenience, you can make cash deposits 24 hours a day, 7 days a week at select Allpoint ATMs. Locate the nearest Allpoint ATM accepting your cash deposit today.

 

FAQs

How much do I need to open this account?
The minimum opening deposit for a Personal Checking Account is $25.

 

What is the interest rate for this account?
The Personal Checking Account does not earn interest.

 

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Personal Checking Account.

SEE ALL PERSONAL CHECKING FAQS
OPEN A PERSONAL CHECKING ACCOUNT

Retrieve A Saved Application

To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready:

  • Application Number
  • Date of Birth
  • Social Security Number
Retrieve Application

Banking Terms of Use  |  Banking Security & Privacy Statement  |  Banking Privacy Policy
FDIC Insurance coverage Information  |  855.999.BANK (2265)
© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.

Banking Terms of Use  |  Banking Security & Privacy Statement  |  Banking Privacy Policy
FDIC Insurance coverage Information  |  855.999.BANK (2265)
© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.

Banking Terms of Use  |  Banking Security & Privacy Statement  |  Banking Privacy Policy
FDIC Insurance coverage Information  |  855.999.BANK (2265)
© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.

Banking Terms of Use  |  Banking Security & Privacy Statement  |  Banking Privacy Policy
FDIC Insurance coverage Information  |  855.999.BANK (2265)
© Auto Club Trust, FSB. All rights reserved. Auto Club Trust, FSB.

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*Serving the following counties in Minnesota: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Dodge, Douglas, Faribault, Fillmore, Freeborn, Goodhue, Grant, Houston, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Le Sueur, Lincoln, Lyon, Mahnomen, Marshall, Martin, McLeod, Meeker, Mille Lacs, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rice, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Steele, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Waseca, Washington, Watonwan, Wilkin, Winona, Wright, and Yellow Medicine.