Customize Your Plan

Pay for what you want—not for what you don’t.

Coverage options include:

Enhanced Total Loss Replacement2

If your car is a total loss after a crash, we’ll pay to replace it with a new model.

Enhanced Exterior Repair Option

Get original exterior parts from the manufacturer instead of aftermarket parts.

Loan/Lease “Gap”

We’ll cover the gap in what you owe on a loan or lease if it exceeds the actual cash value of your vehicle at the time of a total loss.



Savings Worth Asking About

Get great value for your auto insurance needs.

Disappearing Deductible

Reduce your comprehensive and collision deductible by $50 on each vehicle for every policy term you go claim free.

Claim-Free Rewards

Earn cash back or a renewal credit every policy term you remain claim free.

AAADrive™ Insurance Discount

Improve your driving habits and save money on your auto insurance with your smartphone.3


AAA Living

Understanding Car Insurance: How the Claim Process Works

Filing a claim is less stressful when you know what to expect.


Find out with a free AAA Triple Check™.

Get a comprehensive household coverage review so you can create the right plan for you.

  • Determine if you have enough coverage without paying for protections you don’t need.
  • Identify discounts you qualify for with insurance through AAA.
  • Discuss new ways to make your AAA Membership work best for you.

Talk to an agent for your free AAA Triple Check™

Call Today 800.222.3854

Find An Agent Near You

AAA Living

This Member Shares How AAA Helped Him After a Car Crash

After a car accident, a member’s eyes are opened to the benefits of insurance through AAA. Here, Scott Crawford shares his story.

AAA Living

That’s Not Covered? Surprising Facts About Auto Insurance

Do you know if your car insurance covers these common issues and situations?

Insurance and Beyond

AAA is there for you in many ways on the road.

Count on Our Claim Services

Filing a claim is less stressful when you expect something more from your insurance provider.

Life Is Simpler With 24/7 Online Self-Service

Easily manage your policy online. Get your proof of insurance, see your policy, update billing options and more.

Feel at Home With Great Mortgage Rates

Car Shopping? Buy and Borrow for Less With AAA

An auto loan through AAA could save you hundreds of dollars. Finance a new or used vehicle with a low-cost AAA auto loan.

Save on Your Car’s Needs

Whether it’s hotels to stay in on your road trip, auto repair, or a gadget to spruce up your car, AAA has discounts available for all your driving needs.



Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Subject to eligibility requirements. 

2Optional coverage that is available for additional cost. Coverage applies to certain covered total losses for certain covered autos subject to titling, purchase, loss occurrence time period and mileage requirements. Coverage is subject to all policy terms, conditions, exclusions and limitations. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies. ©2018 The Auto Club Group. All rights reserved.

3AAADrive™ participation is optional. Subject to terms, conditions and availability. AAADrive Auto Insurance Discount is not available in all states. Download of the mobile app, activation of AAADrive and the ability to record journeys are required to receive the discount. Savings based on driving behavior. Discounts apply to select coverages only and may vary by state. Please refer to the Terms & Conditions for the required, compatible, Android or iOS operating systems to determine participation eligibility. Android OS5.0/iPhones iOS10 and above operating systems required. Must meet minimum qualifications to maintain the discount at renewal.