Customize Your Plan

Pay for what you want—not for what you don’t.

Coverage options include:

Umbrella Coverage

Provides extra liability coverage over and above another policy, such as auto, home or boat. 

Service Line

You’re covered for loss or damage to exterior underground service lines, such as water, sewer or power.

Home Systems Protection2

We’ve got your back when essential household systems like central air conditioning, furnaces or water heaters break down.

Green Upgrades

Replace your things in your home with more eco-friendly and energy efficient versions after a covered loss to these items.

Home Day Care

Help protect everyone when you run a day care from your home. 

Home Hosting

Get into the DIY B&B game with coverage for temporary rentals. 


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Savings Worth Asking About

Get great value for your home insurance needs.

AAA Membership1

Save on your home policy for being a AAA Member.

Disappearing Deductible

Reduce your deductible by $50 for every policy year you go claim free, up to a maximum of $500.

Claim-Free Rewards3

Earn cash back every policy year you remain claim free.

Multiple-Product Discount1

Simplify your life and save when you bundle your home insurance with auto or life insurance with us.

Small-Claim Forgiveness

Prevent your premium from increasing due to small claims. 


Peril Coverage

When Mother Nature Strikes

Did you know that weather is a leading cause of home insurance claims? See what’s protected.



Coverage
Home Insurance
Condo Insurance
Natural Disaster
Tornado, Windstorm & Hail covered with home insurance covered with condo insurance
Fire & Lightning covered with home insurance covered with condo insurance
Weather
Frozen Plumbing covered with home insurance covered with condo insurance
Weight of Snow & Ice covered with home insurance covered with condo insurance
Damage to Building by Water Seepage from Roof covered with home insurance
Unexpected Occurrences
Accidental Overflow of Plumbing Fixtures covered with home insurance covered with condo insurance
Glass Breakage covered with home insurance covered with condo insurance
Sudden Smoke Damage covered with home insurance covered with condo insurance
Falling Objects covered with home insurance covered with condo insurance
Damage by Vehicle & Aircraft covered with home insurance covered with condo insurance
Explosion covered with home insurance covered with condo insurance
Legal Defense for Personal Liability covered with home insurance covered with condo insurance
Liability, Medical & Property Payments to Others covered with home insurance covered with condo insurance
Civil Disobedience
Theft covered with home insurance covered with condo insurance
Vandalism covered with home insurance covered with condo insurance
Riot & Civil Commotion covered with home insurance covered with condo insurance


AAA Living

Home and Whole Again

AAA Members Pat Wood and Jim Cotter recover from Hurricane Michael with help from insurance through AAA. See the damage done to their home and hear their story.

AAA Living

Insurance Tips For Being a Smart Homeowner

These tips can help you find the proper coverage for your home and property.


GAPS IN YOUR INSURANCE?

Find out with a free AAA Triple Check®.

Get a comprehensive household coverage review so you can create the right plan for you.

  • Determine if you have enough coverage without paying for protections you don’t need.
  • Identify discounts you qualify for with AAA insurance.
  • Discuss new ways to make your AAA Membership work best for you.

Talk to an agent for your free AAA Triple Check®

Call Today 844.222.5111

Find An Agent Near You


 

AAA Living

Is Your Home Insurance Up to Date?

Tell your agent when you do any of these things.

 


Insurance and Beyond

AAA is there for you in many ways on the road.


Count on Our Claim Services

Filing a claim is less stressful when you expect something more from your insurance provider.
 



Life is Simpler with 24/7 Online Self Service

Easily manage your policy online. Get your proof of insurance, see your policy, update billing options, and more.




Feel at Home With Great Mortgage Rates

From conventional home loans to mortgages for veterans, we offer competitive rates on a wide range of financing options.



Save on What Makes Your House a Home

Get discounts from thousands of retailers on the things you already buy—included with your AAA membership.




Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Personal lines insurance is underwritten by Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, or non-affiliated insurance companies. ©2022 The Auto Club Group.  All rights reserved.
1Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. AAA Member discount based on number of years as a member of AAA.
2Optional coverage that is available for additional cost. 
3Discounts and savings opportunities are subject to eligbility requirements.