Renter Insurance

Renters Insurance

For the place you call home.



Get solid coverage and add the options you want.

Personal Possessions

Enjoy protection for your clothes, furniture, cameras, electronics and more from losses like fire or theft.


Coverage for things like your pet biting your neighbor or a friend getting injured in your apartment.

Additional Living Expenses

We’ll reimburse hotel and meal costs if you can’t live in your apartment while covered damage is repaired.

Lock Replacement

Rest easy with coverage to replace or rekey exterior door locks if your keys are stolen.



Replacement Cost Coverage

Get back to normal with coverage for the cost of replacing or restoring damaged personal property.

Scheduled Personal Property

Enjoy the finer things with no-deductible coverage on higher-value items like jewelry, art and coins.

Electronic Data Restoration

Get reimbursed for expenses to have your data recovered from a damaged computer or hard drive.


AAA Living

What Is Your Landlord Really Responsible For?

The answer depends on what happened and why.

Gaps in Your Insurance?

Find out with a free AAA Triple Check®.

Get a comprehensive household coverage review so you can create the right plan for you.

  • Determine if you have enough coverage without paying for protections you don’t need.
  • Identify discounts you qualify for with AAA insurance.
  • Discuss new ways to make your AAA Membership work best for you.

Talk to an agent for your free AAA Triple Check®

Call Today 844.222.5111

Find An Agent Near You


AAA Living

4 Risks You Run Without Renters Insurance

The hard truth? A landlord is responsible only for the structure itself.


AAA Living

Bet You Didn’t Know These 5 Things About Renters Insurance

These scenarios could be financially devastating—without renters insurance.



Penske Truck Rental

Save 12% on local and one-way truck rentals, and save on moving supplies.

Atlas Van Lines

Save an average of $600 on state-to-state moves.

Consumers Relocation Services

Save up to $800 on moving costs and more.

Earn AAA Dollars4

When shopping over 2,000 retail brands and services through, including Lowe’s, Ashley Furniture, BJ’s, Walmart, Target and more!

Learn more about Renters Insurance by contacting a AAA Insurance Agent at 877-248-5302 or visiting your local AAA office.

Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state. Coverage is subject to all policy terms, conditions, exclusions and limitations. Discounts and savings opportunities subject to eligibility requirements. Subject to underwriting requirements. AAA Insurance is a collection of AAA branded insurance products, services, and programs made available to qualified members. Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, or non-affiliated insurance companies. ©2022 The Auto Club Group.  All rights reserved.

1Premium amount is based on the expected average monthly renters premium in IL and WI. Premium amounts vary depending on applicable rating factors. This summary is intended to provide general information concerning an insurance policy and is not complete. Coverage is subject to all policy terms, conditions, exclusions and limitations.  

2AAA Insurance received the highest numerical Equity Score among the multi-line insurance brands included in the 2018 Harris Poll EquiTrend® Study, which is based on opinions of 77,031 U.S consumers ages 15 and over surveyed online between January 3, 2018 and February 15, 2018. Your opinion may differ. “Highest Ranked” was determined by a pure ranking of a sample of multi-line insurance brands.

3Partners and offers are subject to change and restrictions apply. For a complete list of offers, visit us online at or at your local AAA office.

4AAA Dollars offer applies to active members from participating AAA Clubs. For a list of participating AAA Club codes, visit and click on Terms and Restrictions.