These terms govern the use of this website. Please read them carefully before accessing the site. If you do not agree with these terms, do not access the website. By accessing the website or any of its pages, you agree to be bound by these terms of use.

Auto Club Trust, FSB (the Bank) presents this website as a service to its customers and other internet users. The Bank makes no commitment to update the content of this website. The Bank may terminate, change, suspend or discontinue any aspect of the website, including the availability of any features of or contained in the website, at any time. The Bank may also impose limits on certain features and services or restrict your access to all or parts of the website without notice or liability.

From time to time, the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. Any unauthorized downloading or distribution of any copyrighted material from this website or from linked sites, without the copyright owner’s permission, is strictly prohibited.

The Bank makes no warranty or representation of any kind as to the accuracy, completeness, reliability, use of or the results of the use of the website or of linked sites; whether site service will be uninterrupted or error-free; or whether any materials or promotional materials available on or accessible through the website are free of viruses, worms, trojan horses or other harmful components.

The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, this website is provided on an as is and as available basis and the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, noninfringement and the ability to use the site without contracting a computer virus.

The Bank is not responsible for any loss, damage, expense or penalty (either in tort, contract or otherwise), including direct, indirect, consequential and incidental damages that result from the access of or use of this site. This limitation includes, but is not limited to, the omission of information, failure of equipment, delay or inability to receive or transmit information, delay or inability to print information, transmission of any computer virus or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

The statutes and laws of the State of Michigan, without regard to conflicts of laws principles, exclusively will govern the construction of these Terms of Use and all matters relating to the use of this website.

These Terms of Use are in addition to and not in lieu of any other terms and conditions found on pages, applications or programs within this website. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

The Bank reserves the right to revise these Terms of Use at any time. Changes in these Terms of Use will be effective when made and posted to the Site. Your continued use of the website after any changes to these Terms of Use are posted will be considered acceptance of those changes.