Personal Checking

Account Details

No monthly service charges to worry about
No minimum balance required—ever
Enjoy access to over 55,000 surcharge free ATMs worldwide
$25 minimum opening deposit
Comes with a AAA Mastercard^® Debit Card
Deposit checks, check your balance, or transfer funds—all from your phone with our mobile responsive website. Visit AAABanking.com from your mobile device or download AAA Mobile app
Statements available online or by mail
The service and safety expected of AAA—no membership required
FDIC insured for your protection (up to applicable limits)
Explore the Facts and Fees for this account
For ease and convenience, you can make cash deposits 24 hours a day, 7 days a week at select Allpoint ATMs. Locate the nearest Allpoint ATM accepting your cash deposit today.

How much do I need to open this account?
The minimum opening deposit for a Personal Checking Account is $25.

What is the interest rate for this account?
The Personal Checking Account does not earn interest.

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our Personal Checking Account.

To complete your saved application, click here and click on “Retrieve A Saved Application”. Please have the following information ready: