Banking

High-Yield Savings

*Annual Percentage Yield (APY) is valid as of 9/11/2024. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.

Earn an impressive 2.75% APY*

Open an account easily online and start saving with AAA

OPEN A HIGH YIELD SAVINGS ACCOUNT

Call 855.999.BANK for assistance or to open an account

Is a High-Yield Savings account right for me?

You can grow your savings faster without sacrificing easy access to your funds. A High-Yield Savings Account through AAA is the perfect “nest egg” account. It earns a higher rate of return than our Personal Savings Account and grows steadily as long as you maintain a minimum daily balance of only $100.

Earn more than conventional savings accounts offered elsewhere. AAA consistently offers competitive rates on all its savings programs.
A High-Yield Savings Account provides easy access to your cash. Perform transactions and check balances online, via mobile app, by phone or ATM.

Competitive Rates

Open your account with as little as $100.
No Monthly Service Fee if minimum daily balance is maintained.

Convenience

Deposit your money with direct deposit, online and mobile transfers, postage-paid envelopes or via wire transfers.
Use mobile banking to check your balance, deposit checks and transfer funds on the go.
Enjoy the convenience of a personalized AAA ATM Card.
For ease and convenience, you can make cash deposits 24 hours a day, 7 days a week at select Allpoint ATMs. Locate the nearest Allpoint ATM accepting your cash deposit today.

Security

Funds are FDIC insured for your protection (up to applicable limits).
Monitor and protect your credit with ProtectMyID, available for purchase or included with your AAA Membership.

Minimum Balancex	Rate	APY*
$0 - $1,499.99	2.71%	2.75%
$1,500 - $4,999.99	2.71%	2.75%
$5,000 - $14,999.99	2.71%	2.75%
$15,000 - $39,999.99	2.71%	2.75%
$40,000 and above	2.71%	2.75%

To open an account, just give us a call at 855.999.BANK (2265) or email one of our customer service representatives at AAABanking@acg.aaa.com.

FAQs

How much do I need to open this account?
The minimum opening deposit for a High-Yield Savings Account is $100.

What is the interest rate for this account?
You’ll earn 2.75% APY* with a High-Yield Savings Account.

Our interest rates are variable and do change periodically; if you’d like to confirm rates before opening an account, call us toll-free at 855.999.BANK (2265).

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our High-Yield Savings Account.

SEE ALL HIGH-YIELD SAVINGS FAQS

OPEN A HIGH YIELD SAVINGS ACCOUNT

*Annual Percentage Yield (APY) is valid as of 9/11/2024. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open and avoid fees. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.