IRA Account

How much do I need to open this account?
The minimum opening deposit for an IRA CD is $1500.
The minimum opening deposit for an IRA Savings is $25.

How is interest calculated on my IRA CD?
The interest for our IRA CDs is earned daily and credited to your account annually and at maturity.

How is interest calculated on my IRA Savings?
The interest for our Savings IRA is accured compounded daily and posted to your IRA monthly.

What kinds of fees are associated with this account?
Find out on the Facts and Fees page for our IRA Accounts.

Other

How secure is my online account?
By banking through AAA, your account is safe—it’s our top priority. We use state-of-the-art technology to ensure the safety of your account information 24/7.

Is your bank FDIC insured?
Yes. Our bank is FDIC insured under our legal name, Auto Club Trust, Federal Savings Bank.

Do I have to be a AAA member to open an account?
Being a AAA member is not required to open an account with us.