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Protect the place you call home.
No two homeowners are the same. With AAA home insurance, you can build a policy that fits your needs—and your budget.
We’ll work together to create a policy that helps meet your unique insurance needs and ensures you have all the discounts1 you qualify for.
We’ve been here for generations. AAA insurance offers the same trusted service you expect when you’re stranded on the road.
Our commitment to members extends beyond roadside assistance. With AAA insurance, you can enjoy life more and worry less.
Provides extra liability coverage over and above another policy, such as auto, home or boat.
You’re covered for loss or damage to exterior underground service lines, such as water, sewer or power.
We’ve got your back when essential household systems like central air conditioning, furnaces or water heaters break down.
Replace your things in your home with more eco-friendly and energy efficient versions after a covered loss to these items.
Help protect everyone when you run a day care from your home.
Get into the DIY B&B game with coverage for temporary rentals.
Save on your home policy for being a AAA Member.
Reduce your deductible by $50 for every policy year you go claim free, up to a maximum of $500.
Earn cash back every policy year you remain claim free.
Simplify your life and save when you bundle your home insurance with auto or life insurance with us.
Prevent your premium from increasing due to small claims.
Did you know that weather is a leading cause of home insurance claims? See what’s protected.
| Coverage |
Home Insurance |
Condo Insurance |
|---|---|---|
| Natural Disaster | ||
| Tornado, Windstorm & Hail |  |
|
| Fire & Lightning | |
|
| Weather | ||
| Frozen Plumbing | |
|
| Weight of Snow & Ice | |
|
| Damage to Building by Water Seepage from Roof | |
|
| Unexpected Occurrences | ||
| Accidental Overflow of Plumbing Fixtures | |
|
| Glass Breakage | |
|
| Sudden Smoke Damage | |
|
| Falling Objects | |
|
| Damage by Vehicle & Aircraft | |
|
| Explosion | |
|
| Legal Defense for Personal Liability | |
|
| Liability, Medical & Property Payments to Others | |
|
| Civil Disobedience | ||
| Theft | |
|
| Vandalism | |
|
| Riot & Civil Commotion | |
|
AAA Members Pat Wood and Jim Cotter recover from Hurricane Michael with help from insurance through AAA. See the damage done to their home and hear their story.
These tips can help you find the proper coverage for your home and property.
Talk to an agent for your free AAA Triple Check®
Filing a claim is less stressful when you expect something more from your insurance provider.
Easily manage your policy online. Get your proof of insurance, see your policy, update billing options, and more.
From conventional home loans to mortgages for veterans, we offer competitive rates on a wide range of financing options.
Get discounts from thousands of retailers on the things you already buy—included with your AAA membership.
Compare Home and Condo Peril Coverage